What We Offer
Visitor Visa
Super Visa
Visa Insurance
Why Buy Gmginsurance ?
- Excellent benefits to cover the cost of an ambulance, hospital admission, surgeries, medical care, practitioners, a semi-private room in the case of a medical emergency.
- The benefits of medication during hospitalization are up to the policy limit.
- We cover follow-up checkup, once the medical emergency is over.
- Our dental benefits are up to $5500.
- Cost of medical tests such as X-ray, Ultrasound, MRI, CT Scan is covered up to policy limit.
YOU GET TO CHOOSE
You get to choose - start date for the plan and you can always change effective date before start of the coverage.
LOWEST PREMIUMS
Lowest Premiums Guaranteed for the similar benefits.
100% REFUND
100% refund - If no Visa Granted for any reason before effective date.
PARTIAL REFUNDS
Partial Refunds - In case your parents decide to go back sooner than one year, a prorated refund is available, provided NO CLAIM on the Policy.
Benefits
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BENEFITS
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NO COVERAGE FOR ANY PRE-EXISTING CONDITIONS
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120 DAY STABILITY FOR ALL PRE-EXISTING CONDITIONS
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Hospital Accommodation
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Semi-private room rate OR ICU if required. Emergency room fees. c. Emergency out-patient services
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Semi-private roomrate OR ICU if required. Emergency room fees. c. Emergency out-patient services
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Medical Services
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Licensed physician, surgeon, anaesthetist or registered graduate nurse.
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Licensed physician, surgeon, anaesthetist or registered graduate nurse.
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Diagnostic Services
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Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved.
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Laboratory tests and x-rays. magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies if approved.
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Prescription
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This benefit is limited to a 30-day supply of prescription.
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This benefit is limited to a 30-day supply of prescription.
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Private Duty Nurse
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registered private duty nurse as the result of a coveredemergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $10,000.
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registered private duty nurse as the result of a coveredemergency when medically necessary and while hospitalized or in lieu of hospitalization to a maximum of $10,000.
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Paramedical Services
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licensed chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist to a maximum of $500 per insured person, per profession listed above.
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licensed chiropractor, physiotherapist, podiatrist, osteopath or acupuncturist to a maximum of $500 per insured person, per profession listed above.
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Dental
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Up to $5,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; and b. up to $500 for emergency dental treatment for relief of pain caused other than by a blow to the face
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Up to $5,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face; and b. up to $500 for emergency dental treatment for relief of pain caused other than by a blow to the face.
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Medical Appliances
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minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price.
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minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers and/or the temporary rental of a wheelchair, not exceeding the purchase price.
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Ambulance Services
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Licensed ground ambulance service
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Licensed ground ambulance service
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Transportation to Bedside
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economy airfare plus up to $150 per day
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economy airfare plus up to $150 per
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Emergency Air Transportation
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Air ambulance to the nearest appropriate medical facility.
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Air ambulance to the nearest appropriate medical facility.
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Repatriation
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a. up to a maximum of $10,000
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a. up to a maximum of $10,000
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Meals and Accommodation
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up to $150 per day, to an overall maximum of 10 days for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car…
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up to $150 per day, to an overall maximum of 10 days for your commercial accommodation, meals, essential telephone calls, internet fees, bus or taxi fare or rental car…
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Hospital Allowance
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Up to $150 per day to a maximum $1500 for incidental expenses billed by the hospital such as telephone, television or internet charges while you are hospitalized
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Up to $150 per day to a maximum $1500 for incidental expenses billed by the hospital such as telephone, television or internet charges while you are hospitalized
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Return and Escort of Children
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up to economy airfare to return accompanying dependent children to the departure point in the event that you are returned to your country of origin or Canada.
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up to economy airfare to return accompanying dependent children to the departure point in the event that you are returned to your country of origin or Canada.
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Accidental Death & Dismemberment (Optional)
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up to $100,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury
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up to $100,000, for loss of life, limb or sight of an insured person resulting directly from accidental injury
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